Independent Agency · Oxford, MS
When you're here, you're family.
Shopping for insurance is time-consuming and confusing. We do the comparing for you — finding the most competitive home, auto, life, and commercial rates across North Mississippi, with a real person on the phone when you need one.
Coverage that fits your family
We're an independent agency, so we shop multiple carriers to find the right fit and the right price — not just one company's rate.
Homeowners Insurance
Protection for your house and everything in it, so a burst pipe or a storm doesn't turn into a financial crisis.
Get a quote →Auto Insurance
Coverage for repairs, medical bills, and everything in between — with rates we shop across carriers to keep competitive.
Get a quote →Life Insurance
A plan for the people who depend on you, so your family is taken care of no matter what life brings.
Get a quote →Commercial Insurance
Business coverage sized to fit companies of any size across North Mississippi, from first hire to full crew.
Get a quote →A local agency, run like family
Pinion Family Insurance was founded by Melanee Pinion, who has spent 16 years helping North Mississippi families and business owners find insurance they can trust. Alongside Freddie Pinion and the rest of the team, our agents treat every visit like a conversation between neighbors — not a sales pitch.
We built this agency around one idea: comparing insurance shouldn't be stressful. We do the legwork of shopping carriers so you get competitive rates without the runaround, and we're still here months and years later when your life — or your policy — changes.
- Personalized, relationship-driven service for every policy
- Multi-carrier shopping to find your most competitive rate
- Local, community-focused agents who answer the phone
Proudly serving North Mississippi
What our neighbors say
“I will never switch agencies. The staff is so kind, knowledgeable, and quick to answer every question I've had.”
Local homeowner
“My car was broken into and they had me taken care of the same day. I could not believe how fast and responsive they were.”
Auto policy customer
“They helped me move, checked in on me when I lost my job — genuinely the friendliest, most caring people I've worked with.”
Long-time client
From the agency
Insurance tips and guidance from our North Mississippi agents.
Do You Need Life Insurance in Your 30s?
Why your 30s are often the most cost-effective time to lock in life insurance coverage, even if you feel too young to need it.
Read more →What to Do After a Car Accident in Mississippi
A step-by-step guide for staying safe and protecting your claim in the minutes and days after an auto accident.
Read more →5 Ways to Lower Your Home Insurance Premium
Simple, practical steps North Mississippi homeowners can take today to bring down the cost of their home insurance without cutting coverage.
Read more →Get your free quote
Tell us a little about what you need and we'll follow up with real options — no pressure, no obligation.
Call or text
(662) 638-3777Visit our office
2621A West Oxford Loop, Oxford, MS 38655
Office hours
Monday – Friday, 8:30 AM – 5:00 PM
Closed weekends